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Is Travel Insurance a waste of money - or essential?

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Ask our client who was riding a bike in Bora Bora and got hit bya truck! There were no hospitals just a clinic where no onespoke English, only French. He broke more bones than most peopleknow that they have! He was prepared for travel and medivac'dback to the USA for extensive surgical repairs. His totaltransportation bill was in excess of $80,000.00, the travelinsurance company arranged everything and paid the entire bill!Ask yourself, is this the kind of unforeseen incident you wouldlike to self-insure? Having excellent medical, auto, and home insurance does notalways guarantee protection when you decide to travel to anothercountry. Many unpredictable situations can occur that may not becovered by your insurance back home. Below is a list ofsituations that may not be covered: accidents diseases dental care trip cancellations lost luggage rental car damage evacuations


travel,,Flights,,vacation package

A travel insurance policy can be a saving grace when somethingunexpected crops up. Travel insurance can cover a range ofsituations, from trip cancellation or delay to medicalevacuation. You can buy supplemental medical insurance, baggageinsurance and policies that cover money lost if a travel vendordefaults. Planning a great trip starts with planning for the unexpectedand the best way to cover the unexpected is by purchasingadditional insurance when you travel. The first step in doingthis is to gather up all the current insurance you have such ashome, auto, health, life, personal property, dental, andumbrella policies. Next, check to see what coverages you have onthese policies if you travel. About the author: Daniel Reed is the author of  "Is Travel Insurance a waste of money - oressential?" . Visit his website: http://www.travellodge.info/ for moreinformation on travel insurance.

Written by: Daniel Reed

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